TERMS AND CONDITIONS OF SALE

1. Sale Procedure

A. Conduct of the Auction. The Auction shall be conducted on July 29, 2006 at 11:00 a.m., before the Honorable Arthur J. Gonzalez, United States Bankruptcy Judge for the Southern District of New York, United States Bankruptcy Court, One Bowling Green, New York, New York 10004. Any individual or entities who wish to submit a bid shall enter their appearance on the Bankruptcy Court’s record and submit to the jurisdiction of the Bankruptcy Court. Any entity wishing to bid for the Property must designate one individual who is authorized to submit verbal bids on behalf of the entity. The Bankruptcy Judge will conduct the Auction in accordance with these procedures and any other terms announced by the Bankruptcy Judge at the Auction.

B. Bids. All bids must be in the form of cash or other immediately available funds, must be without contingencies or conditions of any kind, and must be irrevocable.

C. Bid Acceptance. At the conclusion of bidding, the Trustee shall determine if any of the bids made in open Court are an acceptable highest and best bid. The Bid Deposit (as defined in Paragraph 4 below) of the successful bidder shall be deposited by the Trustee in a segregated account, and will be applied towards the purchase price. The bid deposit of the second highest and best offer (as determined solely by the Trustee) shall be held by the Trustee for not more than fifteen (15) business days after the completion of the Auction. In the event that the successful bidder defaults, the Trustee shall immediately either (i) notify the second highest and best bidder that it will be required to close on the sale of the Property as if initially selected as the successful bidder or (ii) seek to require the successful bidder to close, and return the Bid Deposit of the second highest and best bidder. The Bid Deposit of all other unsuccessful bidders will be returned at the conclusion of the Auction.

D. Order Approving Sale. Counsel for the Trustee shall ask the Bankruptcy Court to enter a written order in open court approving the sale to the successful bidder.

2. Minimum Initial Bid

The minimum initial bid for the Property shall be set at the hearing.

3. Property Being Sold

The Trustee is selling his right, title and interest in a real property located at 1750 Walton Avenue, Bronx, New York 10453. The Trustee makes no representation or warranty as to the existence, condition or title of such Property.

4. Deposit


Any person wishing to bid on the Property shall deposit with the Trustee prior to the commencement of the Auction a deposit in the amount of $65,000, in the form of cashier’s check or certified check drawn on a bank acceptable to the Trustee, such cashier’s check or certified bank check made payable to "David Kittay, Trustee" (the “Bid Deposit”). Only those parties who submit a Bid Deposit to the Trustee prior to the commencement of the Auction shall be entitled to bid on the Property at the Auction. The deposit made by the successful bidder shall be non-refundable except in the event that a closing does not take place as a consequence of the disapproval of the sale by the Trustee or the Bankruptcy Court. The Bid Deposit shall be applied to the purchase price.

5. Closing

The purchase and sale of the Property will close within fourteen days after the purchaser is given notice of entry of an Order approving the sale of the Property. The purchaser shall pay half of any and all taxes and recording fees on notes, mortgages and financing statements including, without limitation, recording fees for the deed and transfer taxes.

6. Free and Clear

The sale shall be free and clear of all valid liens, claims, encumbrances and security interests with any such valid liens, claims, encumbrances or security interests to attach to the net proceeds of the sale.

7. "As Is", No Representations or Warranties

The purchaser takes the Property "as is - where is." The Trustee makes no representations or warranties whatsoever. The purchaser avers that he/she has not relied on any statements, representations or information furnished by the Trustee or any agent, employee or other person.

8. Trustee not liable

All sales shall be subject to such additional or different terms and conditions as the Trustee or the Court shall require. In no event shall the estate or the Trustee have any liability beyond return of the deposit. Each bidder and purchaser acknowledges that the Trustee is offering the Property for sale in his capacity as bankruptcy Trustee for the estate of Erik Stephan Brous and not in his individual capacity and, as such, shall have no personal liability whatsoever to any bidder or purchaser.

9. Financial Statement

Bidders must deliver to the Trustee no later than twenty-four hours prior to the Auction a current financial statement and/or bank statement supporting the bidder’s ability to close the sale of the Property.

10. Purchaser Representation


Each prospective bidder, in obtaining a bid paddle, must sign an attestation clause stating that “I am not a stockholder, agent, employee or insider of an appraiser, auctioneer, the Trustee, attorney or accountant or any other retained professional in this matter or a relative of any of the foregoing”.



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All information is from sources deemed
reliable. Bankruptcy Sale is subject
to errors, omissions, prior sale and
withdrawal without notice.

Bankruptcy Auction
________, 2006

Conducted by David R. Kittay,
Bankruptcy Trustee, Sanjai Properties, Inc.


Agreed and accepted by:



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